The industry dynamic has changed with banking now depending more on good infrastructure than how many branches you have. As such, banking operators must stay competitive by re-inventing processes on a lean, asset-light business model. To emerge leaner and more agile, outsourcing specific technology or business process functions has proven effective in reducing both capital and operating costs.
source https://www.vanguardngr.com/2019/02/financial-industry-can-your-infrastructure-support-your-innovation-journey/
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